Bridge Loans vs DSCR Loans — Which One Is Right for Your Deal?
If you’re scaling your real estate deals, you’ve probably heard about bridge loans and DSCR loans — but when do you use which?
✅ **Bridge Loans:**
– Short-term, quick-close financing
– Great for flips, cash-out refis, or snagging deals fast
– No income docs or appraisals
– Typical term: 6–12 months
Basically Bridge Loans are perfect for Turn Key properties that you are buying at a discount and/or need a quick closing timeline that a DSCR can’t meet.
✅ **DSCR Loans:**
– Long-term rental loans based on property income
– Ideal for BRRRR refinances, STRs, or portfolio expansion
– 30-year fixed or I/O options
– No W2s or tax returns needed
Essentially for when you have a normal 30 day closing timeline and arent buying at a discount and/or are refinancing deals into your long term portfolio.
👉 **How to choose:**
– Turn key, at a discount, and need fast purchase capital? **Bridge it.**
– Holding for the long term and have normal closing timeline? **DSCR it.**
We can help determine what loan options makes sense.
📲 Apply at slacapital.com
🛡️ Your quest for funding ends here.
