
DSCR Loans for Short-Term Rentals – How Airbnb Investors Get Funded Without Tax Returns
Short-term rentals like Airbnb and VRBO can generate serious income—but most banks won’t touch them.
Traditional lenders don’t like fluctuating rents. They want W2 income, long-term leases, and tax returns.
That’s why smart STR investors use DSCR loans.
Here’s how it works:
✅ The loan is based on **projected rental income**, not your job or tax filings.
✅ You can close in your **LLC or entity**.
✅ No personal income docs required.
✅ Close in as little as **7 days**.
At SLA Capital, we underwrite STR deals based on market rent reports or actual Airbnb/STR income.
Perfect for:
🏡 Vacation rentals
🏙️ Urban short-term units
🛠️ BRRRR exits into STRs
Loan terms:
– Rates from 6.5%
– 30-year fixed or I/O options
– Max 75% LTV
Short Term Rental Loans Made Easy
📲 Apply at slacapital.com
🛡️ Your quest for funding ends here.