Fix & Flip Loan Process – What Every Investor Needs to Know
In real estate investing, speed is everything. When you’re fighting over a hot deal, slow lenders are dead weight.
At SLA Capital, we built our fix & flip lending process to match how serious investors operate: fast, lean, and no BS. Here’s how it works—from the moment you find the deal to the day we fund it.
Step 1: Submit the Deal
Start by applying online at slacapital.com. We’ll ask for basic details:
– Purchase price
– ARV
– Rehab budget
– Exit strategy
– A few words on your experience
Don’t worry if it’s your first deal. If the numbers make sense, we’ll talk.
Step 2: Underwriting Without the Bottlenecks
No appraisals.
No tax returns.
No nonsense.
We underwrite based on the deal, not your W2. Our team looks at:
– Strength of the buy
– Exit plan
– Local comps
– Rehab logic
We make decisions same-day, often in just hours.
Step 3: Fast Funding
Once approved, we move fast. Many borrowers close with SLA Capital in 72 hours or less.
If title is clean and you’re ready, we wire.
Minimum loan size is $55K, and we can fund up to 90% of purchase + 100% of rehab for experienced borrowers.
Why Investors Choose SLA Capital
✅ Fast closes (72 hours possible)
✅ No appraisals
✅ Transparent terms
✅ Built by investors, for investors
Common Questions
Q: Can I get funded on my first deal?
Yes. If the numbers are solid, we’ll make it happen.
Q: What if my deal is out-of-state?
We lend nationwide.
Q: Do you require a personal guarantee?
Yes. We underwrite deals, but we want borrowers who are serious.
Ready to Close Faster?
If you’ve got a deal, don’t let it die in a lender’s inbox.
Apply now and get funded in as little as 3 days.
Your quest for funding ends here.
