Sir Lends A Lot Loan LLC Broker Program
Set your own points. Close on time. Look good in front of your borrowers.
SLA Capital partners with mortgage brokers, real estate agents, and wholesalers who need a private lender that closes when they say they will. Founder-led underwriting, no call centers, no retrades.
Why brokers work with SLA
See what some of our borrowers have to say about working with us!
Set your Own Points
Mark up our rate however you want. Your compensation, your call.
Fast pre-quals for your borrowers.
Send a deal in the morning, get a real answer the same day. So you can write competitive offers with confidence.
Founder-led underwriting.
Your deal goes to a decision-maker, not a junior analyst with a checklist. We've personally flipped 500+ properties — we get it.
We close when we say we will.
70% of our borrowers come back. Most of them came in through a broker who didn't get burned.
What we lend on (the "deal box")
Competitive costs, quick funding, and no games, we are here to bring you the best financing solutions, guaranteed!
Fix & Flip Loans
Up to 92.5% LTC for top borrowers.
Funding available in as little as 72 Hours.
Rates from 9.5-12% depending on experience and LTC.
DSCR Loans
Long-term and short-term rentals. Rates from 5.25%. 3-month seasoning on refis. Lending in 42 states.
Rates starting as low as 6% depending on LTV
New Construction
Up to 85% of total project costs, 75% of land value. We lend on unpermitted land.
Rates starting at 10%. Non dutch interest on reno funds.
We don't lend on owner-occupied properties, raw land without a build plan, or borrowers without skin in the game.
If you're not sure, ask — we'd rather decline fast than waste your time.
Same Day Quotes
Send us the deal in the morning. Get an answer back before the day's out.
No portals, no producer codes, no waiting in queue behind a thousand other brokers. Submit through our application or email your rep directly — a founder reads every deal.
If Emailing please include in your submission:
- Property Address
- Loan Type (DSCR, RTL, GUC)
- Closing Date
- Borrower Credit Score
- Loan Amount
- Borrower Experience
- Expected Pricing
- Your Expected Commission